How does boiler cover work? You can buy an insurance to cover your boiler in case it breaks down. This is called "boiler cover." It can give you peace of mind to know that a gas-safety registered tech will look at the problem and try to fix it if your boiler breaks down. Some boiler cover plans also include boiler maintenance, which means that an engineer will check your boiler once a year to make sure it is working well. A policy for boiler safety can also help: Fixing the central heating Repairs to the plumbing and drains Wiring for electricity How do you use boiler cover? You'll be covered for repairs to your boiler, which usually includes labour, spare parts, and any extras that come with your insurance. Depending on your insurance company, the cover may work differently: There may be a limit on how long the engineer can work on fixes. You may also be limited in the number of claims you can make each year. After you buy your insurance, you might have to wait a while before you can make a claim. If your heater is too old or can't be fixed cheaply, it might not be covered. Do I need cover for my boiler? Coverage for the boiler is sometimes included in home insurance. Before getting another policy, it's a good idea to see if you already have coverage. If you rent, it should be your landlord's job to cover your boiler, but you may be able to get your own policy if your landlord lets you. It's always best to get boiler insurance as soon as possible, since many companies have waiting times that stop you from making a claim right away. This is to stop people from only getting boiler insurance when they need it. So, if you don't want to risk being left without heat or hot water, you should sign up for insurance as soon as you can.